Who Pays for Insurance Costs? February 12, 2020 16:49 Updated The Seller pays for insurance. It is solely the Seller's responsibility to select and secure insurance on the item(s) they are shipping. Need more help? Feel free to submit a support request. Related articles Who Pays for Shipping Costs? Who Pays for Boxes and Packing? What If an Item Is Damaged in Shipping? Comments 0 comments Article is closed for comments.