Financing is provided through Affirm, and can currently be offered by sellers in our Dealer Program who have an active Stripe account. Affirm financing is only available to buyers in the US on items with a purchase price more than $250 and less than $17,500—including taxes and shipping.
Simply allow it as a Payment Method like you would PayPal, Escrow, etc during the checkout process of your listing.
Financing options are automatically calculated by Affirm based on buyer and purchase total, with 0% APR available on most purchases for 3, 6, or 12-months.
There are fees associated with providing financing. For this service, Audiogon will deduct from the seller's payout the following fee percentages.
Final Sale Price
|$250 - $3,000||8%|
|$3,001 - $17,500||10%|
Percentages include Stripe-related fees. Final Sale Price includes taxes and shipping.
Buyers choose their financing options via Affirm and submit payment. But you as a seller will get paid out per standard Audiogon timelines via the bank account that you affiliated with your Stripe account when you created it. Your first Stripe payout may take 7-10 days after receipt due to initial processing, but subsequent payouts will be disbursed quicker.
Payment options are offered by Affirm, are subject to an eligibility check, and may not be available | in all states. California residents: Affirm Loan Services, LLC is licensed by the Department of Business | Oversight. Loans are made or arranged pursuant to California Financing Law license. 60DBO-111681.