How Can I Offer Financing To Buyers?

Eligibility

Financing is provided through Affirm, and can currently be offered by sellers who have an active Stripe account. Affirm financing is only available to buyers in the US on items with a purchase price more than $250 and less than $17,500—including taxes and shipping.

Financing Options

Financing options are automatically calculated by Affirm based on buyer and purchase total, with 0% APR available on most purchases for 3, 6, or 12-months.

Fees

There are fees associated with providing financing and processing. For this service, Audiogon will deduct from the seller's payout the following fee percentages.

Percentage total includes Stripe-related fees and Affirm-related fees.

Final Sale Price includes taxes and shipping.

Payouts

Buyers choose their financing options via Affirm and submit payment. But you as a seller will get paid out per standard Audiogon timelines via the bank account that you affiliated with your Stripe account when you created it. Your first Stripe payout may take 7-10 days after receipt due to initial processing, but subsequent payouts will be disbursed quicker. 

If you have additional questions, please consult the Stripe FAQ or Using Affirm As Payment Method.

Disclosure

Payment options are offered by Affirm, are subject to an eligibility check, and may not be available  | in all states. California residents: Affirm Loan Services, LLC is licensed by the Department of Business  | Oversight. Loans are made or arranged pursuant to California Financing Law license. 60DBO-111681.